These Terms of Service (“Terms”) govern your use of our website and services related to requesting information about Life and Health Insurance products. By accessing or using our website, you agree to be bound by these Terms.
If you do not agree to these Terms, please do not use our site.
1. Use of the Website
This website is intended to provide general information about life and health insurance and allow users to request personalized information or connect with a licensed agent.
You agree to:
Provide accurate, current, and complete information in all forms and communications
Use this website for personal, non-commercial purposes
Not use the site for any illegal or unauthorized activity
2. Collection of Personal Information
When you submit a form or contact request through this site, we may collect information such as:
Name
Email address
Phone number
ZIP code
Date of birth (if applicable)
Other information relevant to providing an insurance quote
Your use of this website is also subject to our [Privacy Policy], which explains how we collect, use, and protect your personal data.
3. No Guarantee of Insurance Coverage
Submitting a form or inquiry does not guarantee that you will receive a quote, insurance coverage, or approval. All insurance products are subject to underwriting guidelines and approval by licensed insurance providers.
4. Third-Party Interactions
We may connect you with licensed insurance agents or brokers who will provide more detailed information and offer insurance products. We are not responsible for the actions, services, or guarantees of these third parties.
5. Communications Consent
By providing your contact information:
You authorize us and/or our affiliated agents to contact you by phone, text, or email, including using automated technology or pre-recorded messages, even if you are on a Do Not Call list.
Message and data rates may apply.
You may opt out of future communications by replying "STOP" to any text message or contacting us directly.
6. Intellectual Property
All content on this website, including text, logos, graphics, and design, is the property of Jovanky De Los Santos (or your business name) and is protected by copyright and trademark laws. You may not reuse or redistribute this content without written permission.
7. Limitation of Liability
We are not liable for:
Any errors or inaccuracies in the information provided on the site
Any decisions or actions you take based on the information presented
Delays in communication, technical failures, or service interruptions
All services are provided "as is" without warranties of any kind.
8. Changes to These Terms
We may update or revise these Terms at any time without prior notice. Changes will be posted on this page with the updated effective date. Continued use of the site constitutes your acceptance of the updated Terms.
9. Governing Law
These Terms are governed by the laws of the State of [Insert State], without regard to its conflict of laws principles.
10. Contact Us
If you have any questions about these Terms of Service, please contact:
Jovanky De Los Santos
Email: [email protected]
Phone: 201-238-1911
Address: 324 62nd st Ste 3A, West New York, NJ 07093